Essentially you are retaught how to take less risks when you’re driving. The courses include questions and resources about how to be a more effective defensive driver on the road. You may have to sign up with one of the approved class providers listed there in order to be eligible.) (You can usually find a list of approved class providers somewhere on your state’s DMV website. You pay a modest fee-typically $25 or so-and take an online course that you complete, usually at your own pace, in about six hours. What’s required is relatively painless, and the benefits reasonably generous. Unsurprisingly, then, of all the car insurance discounts you can use to reduce your auto-insurance premium, the most universal may be a rate reduction in exchange for taking a course on safe driving, which is often titled a “defensive driving” course. Car insurance companies really like safe drivers they are less likely to get into an accident, and therefore less likely to cost them money through settling claims.
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